Debt Help Commercials on Television, but Beware!

When you turn on your television nowadays, you are bombarded with ads promising to help you with your debt.  I took particular note one day of a company that offers to help consumers with their credit card debt.

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Posted under debt consolidation, fix bad credit, fix bad debt

Charge Offs as Written Off Debt On Your Credit Report - Fix It Fast

Charge-offs will appear on your credit reports when you have a case of delinquency, if you stopped paying on a credit card or an installment loan. After about 6 months of not paying, the debt becomes severely delinquent. At this point the creditor can claim the whole unpaid balance and accumulated interest as a “CHARGE OFF”.

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Posted under delete charge-offs, equifax, experian, fix bad credit, improve FICO score, improve credit report, transunion

This post was written by fixbadcredit on October 16, 2008

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What is The Difference Between Bad Debt and Good Debt?

This video identifies the difference between good debt and bad debt. It also discusses some factors that can negatively affect your credit score, as well as practices to improve your credit score. Watch, learn, and work towards fixing your credit/debt problems and getting your financial independence.

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Posted under credit repair, credit report, fix bad credit, fix bad debt, improve FICO score, improve credit report, videos

This post was written by fixbadcredit on September 28, 2008

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Use Sample Credit Repair Letters to Fix Your Credit

When you find that you have credit issues, you will want to clear them from your credit report. If you have found that some of them are incorrect or inaccurate, you will benefit from using sample credit repair letters. These letters will help you accurately ask the credit reporting agencies to remove inaccuracies from your credit report and clear up misunderstandings that may arise when you are buying items on credit.

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Posted under credit repair, credit report, fix bad credit, improve credit report, sample credit repair letters

This post was written by fixbadcredit on September 26, 2008

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