Your 3-Digit FICO Credit Score Explained Clearly

Do you know your FICO credit score? Well, you definitely should. Your FICO score is what lenders use to allow or deny you credit when you apply, for example, for a car loan, a bank loan, or mortgage, to name a few. FICO scores range from 300(lowest score) to 850(highest score). Listed below is the what is score range means to you.

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Posted under credit bureaus, credit repair, credit report, fix bad credit, fix bad debt, improve FICO score, improve credit report

This post was written by fixbadcredit on October 4, 2008

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Steps To Dispute Judgements and Remove/Delete Them From Your Credit Report

Dispute and Remove Judgements On Your Credit Report

You most likely got a judgement from a creditor or debt collector suing you for payment of an unsecured debt. The judgement gives the creditor or debt collector several years to try and recover payment. In Pennsylvania it is about 4 years and in Ohio it is 21 years. So the length of time is dependent on your State’s statute of limitations for judgements. If no payment is recovered after the statute of limitations, then the creditor or debt collector can file a renewal in court and they can be allowed to try to collect payment for another few years again.

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Posted under credit repair, credit report, delete judgements, fix bad credit

This post was written by fixbadcredit on October 2, 2008

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Analyzing Your Credit Report, Credit Score and Debt

Most consumers realize that there is a relationship between their debt and their credit reports. The truth is there are several relationships between a consumer’s debt and his or her credit reports and ultimately the credit score that is calculated using the credit reports. Knowing more about how these issues relate to each other can be an important part in keeping credit scores high.

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Posted under credit report

This post was written by fixbadcredit on September 28, 2008

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What is The Difference Between Bad Debt and Good Debt?

This video identifies the difference between good debt and bad debt. It also discusses some factors that can negatively affect your credit score, as well as practices to improve your credit score. Watch, learn, and work towards fixing your credit/debt problems and getting your financial independence.

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Posted under credit repair, credit report, fix bad credit, fix bad debt, improve FICO score, improve credit report, videos

This post was written by fixbadcredit on September 28, 2008

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