I bet that you’re asking yourself “How in the world did I get myself into this mess?” How did those tiny little credit cards turn into big, scary monsters of debt where no matter how much I pay off, the balance never goes down? How did the dream house I bought lose so much value that it’s just not worth as much as what I paid?
Posted under fix bad credit, fix bad debt, manage your finances, savings
This post was written by fixbadcredit on February 17, 2009
Spending more than you make? Ask yourself before you make a purchase; Can I afford this? Keep track of your expenses for an entire month and compare it to your income. Make sure that you are spending less than you earn, and figure out where you can afford to reduce monthly spending. You can do this by eating out less and eating at home more, or buying store-brand groceries instead of higher prices brands. That meal at McDonald’s won’t drain your bank account by itself, but five to ten of these meals a month can put a serious dent in your pockets. Do not forget to plan for your expenses that come around annually or bi-annually such as car insurance or property taxes.
Posted under credit repair, fix bad debt, savings
This post was written by fixbadcredit on February 17, 2009
You Just Got Laid Off and You Have Bills to Pay
You have been laid off and you have several obligations, bills to pay, and a family to take care of. Times are very hard nowadays, and jobs are few and far between. You need to stay optimistic even if things seem dismal. So, because you have experienced an unexpected loss of income brought about by your layoff, then here are a few things you can do to stay afloat while you work on getting another job and paycheck:
Posted under layoff, manage your finances, savings, unemployed
This post was written by fixbadcredit on October 29, 2008
Credit is a necessary part of today’s economy, thus as such it has both its advantages and disadvantages. It is important that you weigh all of the factors involved before making a decision to use credit. If you do not consider the downside, then you might find yourself wishing in the future that you had not incurred the debt.
Posted under credit cards, debt consolidation, manage your finances, savings
This post was written by fixbadcredit on October 26, 2008
