Credit card debt law, including the new Credit Card Accountability Responsibility and Disclosure Act of 2009, gives you, the consumer, significant rights. The new Credit Card Law came into effect in February of 2010 and requires companies to actually mail bills at least 21 days prior to the due date of the bill.
Posted under credit cards, debt collectors, manage your finances
This post was written by fixbadcredit on April 3, 2010
Consumer expert, Harvard Professor Elizabeth Warren, says that credit card issuers have put the loan sharks out of business. NBC’s Dateline used hidden cameras to expose illegal and fraudulent practices of debt collectors working for credit card companies.
The case against credit card issuing companies includes the elimination of usury laws, extraordinary interest rates, and high charges for various things, largely late payments.
Posted under credit cards, debt collectors, debt consolidation, fix bad credit, fix bad debt
This post was written by fixbadcredit on March 31, 2009
Do you need a bad credit private loan? Having a bad credit score can affect you in many ways. If you have a low credit ranking then you have probably realized how much it can affect your life. Your inability to qualify for a loan, your higher insurance rates, etc. But there are ways that you can qualify for a bad credit private loan to help you get back on your feet financially.
Posted under debt collectors, fix bad credit, fix bad debt, manage your finances
This post was written by fixbadcredit on February 18, 2009
Stop Debt Collectors from Calling You.
You are home trying to relax, but debt collectors are calling you every single day trying to demand payment of a debt. You try to ignore the calls, but they keep persisting, sometimes calling you alot in one day. You want to put a stop to this because these debt collectors are being relentless and are now harassing you and your family for a few weeks and months now. This is stressing you out amongst other problems you may have going on in your life, and you want to put a stop to the harassing phone calls from these debt collectors.
Posted under debt collectors, sample credit repair letters
This post was written by fixbadcredit on November 4, 2008
