Sample “Opt Out” Letter to Send to Credit Reporting Agencies/Bureaus
If you want to stop receiving junk mail and telemarketers from calling, then you need to keep your personal credit report information private. The best way to do this is to send an “opt-out” request letter to the credit reporting agencies/bureaus.
Posted under credit bureaus, equifax, experian, transunion
This post was written by fixbadcredit on June 22, 2009
Close Your Inactive Credit Accounts with Zero Balance Sample Letter
Having inactive credit accounts with zero balances can hurt your credit score. You should consider having to close inactive credit accounts by writing a letter to the creditor requesting that the account be closed and to change the status to,”closed by consumer” reported to the consumer credit reporting agencies.
Posted under credit bureaus, credit repair, creditors, sample credit repair letters
This post was written by fixbadcredit on January 26, 2009
Do you know your FICO credit score? Well, you definitely should. Your FICO score is what lenders use to allow or deny you credit when you apply, for example, for a car loan, a bank loan, or mortgage, to name a few. FICO scores range from 300(lowest score) to 850(highest score). Listed below is the what is score range means to you.
Posted under credit bureaus, credit repair, credit report, fix bad credit, fix bad debt, improve FICO score, improve credit report
This post was written by fixbadcredit on October 4, 2008
If you ever have problems with creditors or collection agencies because you feel you are being treated unfairly, then you should not hesitate to contact your state’s Attorney General’s Office. The State Attorney General is an advocate for the consumer and the general public, especially in the issues regarding credit.
Posted under credit bureaus, debt collectors
This post was written by fixbadcredit on October 3, 2008
